Non-Life Insurance Products / Policies
Securisk provides wide range of insurance services including Personal Life, Group Term Life/Medical etc. Below are brief explanations of Life Assurance Products/Policies offered:
- 1. Automotive (Third Parth & Comprehensive)
- Motor Third Party cover provides protection from damage to a Third Party property by an insured Third Party vehicle arising from the use of said vehicle. This policy does not indemnify the owner for damaged to his/her own property. While the Motor Comprehensive cover provides protection for both claims arising from the use of said vehicle. It also covers losses or damage caused by fire, bulgary and theft, collision, and upset to hir/her own vehicle and not including wear and tear, mechanical breakdown or freezing.
- 2. Fire/Burglary And Allied Perils
- This policy provides covers for your property in case of loss or damage as a result of burglary, vandalism, theft or fire due to violent and forceful entry into your private or business premises. Our fire policy can be extended to include special perils.
- 3. Marine (Hull, Cargo) Covers
- This policy provides protection for the owner against loss or damage to Marine Hull, Cargo, freight and includes ship owner's liability.
- 4. Goods/Cash-In-Transit and In Vault
- This policy provides protection against the loss or damage of goods or cash either by fire, accident or theft while said goods or cash is being carried form one destination to another including the processes of loading or unloading.
- 5. Contractors All Risk
- This policy provides cover for contractors in respect of both temporary and permanent work in the course of constrution until the job is handed over to the principal. This policy also provides protection that includes indemnity for unfixed materials or equipments on the job site.
- 6. Workman's Compensation
- This policy provides protection for an employee of disease or bodily injury or death arising out of and in the course of employment with an employee.